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Obamacare Policies Hit Again With Steep Premium Increases for 2027

Fri, Oct 30, 2026 11:42 PM
Obamacare Policies Hit Again With Steep Premium Increases for 2027

Business|Obamacare Dealt Yet Another Blow as Premiums Jump Again

https://www.nytimes.com/2026/10/30/business/obamacare-health-insurance-rates.html

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Premiums will increase an average 13 percent next year for millions of Americans, on top of an earlier steep increase. It adds to the problems facing the program, which the Trump administration has weakened.

A sign in red white and blue that reads “Enrollment Center: Obamacare" is seen on a chain-link fence.
The average price of health insurance in the Obamacare marketplaces will rise by 13 percent next year.Credit...Scott McIntyre for The New York Times

Millions of Americans who depend on Obamacare for their health insurance face another double-digit price increase next year, adding to the financial toll that has already driven millions of others to drop coverage since last year.

The price increases largely reflect higher medical costs across the country. But they also are a signal of the latest blow to Obamacare under the Trump administration, which has overseen the expiration of tax credits that helped Americans pay for coverage and has erected new barriers to enrollment in an effort to root out what it describes as widespread fraud.

The average price of health insurance in the Obamacare marketplaces will rise by 13 percent next year, according to an analysis on Friday by KFF, the health research group.

The Trump administration on Friday published new prices for 2027 in 30 states with markets managed by the federal government. Using that data and state figures, KFF calculated the increase nationwide.

The large premium increases for Obamacare plans are similar to changes expected in other health insurance markets, though slightly higher. Reports by several consulting firms projected that premiums for employer plans, which cover around 150 million people, could go up by about 10 percent in 2027. Premiums for federal workers are increasing by more than 10 percent.

Public opinion polls have shown that the cost of health care has been among voters’ top economic concerns going into the midterm elections on Tuesday. In a recent poll from KFF, about 60 percent of registered voters said they were worried about being able to afford health care for themselves and their families.


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