Terms of Service

By accessing or using our Services, you confirm that you are at least 13 years old and have the legal capacity to enter into these Terms. If you are using the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

If you do not agree to these Terms, you must not access or use our Services.

To access certain features, you may need to create an account. You are responsible for:

• Providing accurate and complete information during registration
• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access

We reserve the right to suspend or terminate accounts that violate these Terms or remain inactive for extended periods.

Our Content

All content published on The Premium News USA — including articles, images, videos, graphics, and software — is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws.

Your License

We grant you a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes. You may not:

• Reproduce, distribute, or publicly display our content without permission
• Modify, translate, or create derivative works from our content
• Use our content for commercial purposes without a license
• Remove copyright or trademark notices from any materials

User-Generated Content

By submitting comments, feedback, or other content to our platform, you grant us a worldwide, royalty-free, perpetual license to use, modify, and distribute that content.

Certain features require a paid subscription. By subscribing:

• You agree to pay all applicable fees as described at the time of purchase
• Subscriptions automatically renew unless cancelled before the renewal date
• You may cancel at any time through your account settings
• Refunds are provided in accordance with our Refund Policy

We reserve the right to change subscription fees upon notice. Price changes take effect at the next billing cycle.

You agree not to use our Services to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Post or transmit harmful, threatening, abusive, or defamatory content
• Interfere with the operation of our Services
• Attempt to gain unauthorized access to our systems
• Engage in automated data collection without permission
• Impersonate any person or entity

We may suspend or terminate your access to the Services at any time, with or without cause, with or without notice. Upon termination:

• Your right to use the Services immediately ceases
• Provisions regarding intellectual property, liability, and governing law survive termination
• We may delete your account data in accordance with our Privacy Policy

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• Merchantability, fitness for a particular purpose, and non-infringement
• That the Services will be uninterrupted, timely, secure, or error-free
• That any information on the Services is accurate, complete, or reliable

TO THE FULLEST EXTENT PERMITTED BY LAW, THE Premium News USA AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL.

Our total liability for any claim arising from these Terms shall not exceed the amount you paid us in the twelve months preceding the claim, or $100, whichever is greater.

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in New York County, New York.

We may modify these Terms at any time. Material changes will be notified via email or prominent notice on our website. Your continued use of the Services after changes constitutes acceptance of the revised Terms.